The Fit
Fifty years in, you run a two-location mechanical contractor with a skilled crew, a wide rural footprint, and credentials most HVAC companies never earn. Your insurance should be built and managed the same way you run the work, in one place, by a broker who knows mechanical contracting, not assembled line by line from a generic template.
Geothermal, commercial refrigeration, gas systems, rooftop work, each carries its own demands. We built our practice around mechanical contractors, so the program reflects the trades you actually perform, not a one-size contractor policy.
Roseburg and Coos Bay, residential and commercial, service and new construction. We coordinate Workers' Comp, auto, general liability, equipment, and property as a single program, so nothing falls into the gaps between separate placements.
Your 12-year Lifetime Workmanship Guarantee tells customers you stand behind what you install. We build a program that does the same for the business, coverage that holds up when a claim surfaces years down the line.
Based in Eugene, we know the businesses that make up communities like Roseburg. Team Haugen is family-led with HUB's national reach behind it. Local people, national markets, not a call center.
Your Operation
Fifty years of HVAC and mechanical work across inland and coastal southwestern Oregon, run out of two locations with a crew you trained yourself. Here is how we read the operation we would be building a program around.
Two Locations
A main office and shop in Roseburg and a second location in Coos Bay anchor both inland Douglas County and the coast, with 24/7 emergency service across the rural footprint between them. Two-location, around-the-clock work shapes how the whole program should be built.
Residential and Commercial
Furnaces, heat pumps, central air, ductless mini-splits, tankless, and indoor air quality on the residential side, plus commercial HVAC, commercial refrigeration, ductwork, new construction, and retrofit. A broad book of work, each part with its own demands.
Specialty Scopes
Geothermal loop fields, commercial refrigeration, and high-end ductless systems are more complex and higher-stakes than a standard residential change-out. These are the scopes that need a program built by someone who understands them.
A Workforce You Built
A multi-trade crew running from apprentice to master, an in-house apprenticeship program, and a claimed 200+ years of combined experience, with technicians who have passed NATE third-party testing. The people are the product, and the program should protect them.
Credentials, Earned
Lennox Premier Dealer, Daikin Comfort Pro (the only one in Douglas and Coos County), Mitsubishi Diamond Contractor, NATE Certified Technicians, EPA Certified, Energy Trust of Oregon Trade Ally, PTCS Certified, IGSPA Geothermal Certified, A+ BBB Accredited, CCB #34851. A disciplined, process-driven operation, and we treat it like one.
Workers' Compensation
Your technicians work with gas, electrical, refrigerant, and rooftop and crawl-space access every day, and your in-house apprenticeship keeps a steady pipeline of new hands learning the trade. As your payroll grows, Workers' Comp should be built and managed for a two-location mechanical contractor, not priced like a generic small business.
Furnace and refrigeration work, gas and electrical systems, rooftop and crawl-space access. We build the program around the trades your crews actually perform, and place it with carriers who understand field-service contractors.
An active apprenticeship program and expanding headcount mean payroll keeps moving. We keep classifications accurate and the experience modifier working in your favor as the team grows, not after a hard renewal.
Safety record drives what you pay over time. We bring the loss-control and claims support that keeps a hands-on workforce protected and your program defensible to the markets that price it.
HUB's scale opens the field-service and contractor markets that compete on loss control and experience, the difference between a program built for your work and one that simply renews.
Fleet & Transportation
Service vans and trucks running out of Roseburg and Coos Bay, on the road around the clock and across rural southwestern Oregon highways in every kind of weather. A 24/7 field fleet belongs in a program that reads it as transportation work, not a generic auto line.
Emergency calls mean vehicles on the road at all hours and in all conditions. We structure the fleet program for how and when your trucks actually run, between two offices and across the county lines you serve.
Vans and trucks carry equipment, units, parts, and refrigerant to the job. We make sure what rides with the fleet is accounted for, and that the line between auto and equipment is drawn deliberately.
Rural highways and long service runs reward a clean fleet-safety posture. We bring the driver and motor-carrier discipline that keeps the program competitive and the renewal predictable.
HUB's market scale opens the specialty auto carriers a generalist cannot reach, so a working fleet this active is placed on its merits.
Additional Coverages
Beyond Workers' Comp and the fleet, a two-location mechanical contractor carries lines that have to be coordinated, not placed in isolation. These are the coverages we build around the core.
Your Team
The people who build and run your program. A family-led team with the depth of a national broker behind it.
SVP, Commercial Lines / Team Haugen Lead
Associate Advisor, Commercial Lines
Associate Advisor, Commercial Lines
Private Client Risk Advisor
Private Client Risk Advisor
Vice President, Workers' Compensation
Workers' Compensation Claims Analyst
Insurance Adjuster
Client Services Advisor
CL Sr. Account Manager
CL Account Manager II
CL Account Manager II
CL Account Manager II
Sr. Risk Management Consultant
CL Account Manager
CL Account Manager
Bring us the operation as it actually runs: two locations, the residential and commercial book, the specialty work, and the crew you trained. We will show you what a coordinated program looks like across all of it, built by people who know Oregon mechanical contractors. Reach Logan Haugen and the team to start the conversation.
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